Terms & Conditions (3 of 3) Finally, please review the application Terms & Conditions and any special disclosure that applies in your state. Print Scroll to read the complete disclosure and then acknowledge by selecting I consent on this page. By giving your phone number and submitting this application, you acknowledge that: You've reviewed any special disclosure that applies in your state: ME, CA, NY, RI, OH, VT and WI residents All information you've submitted is true and correct and is given to obtain credit from us. Co-applicant (if any) has authorized you to submit this application on his or her behalf. You and co-applicant (if any) are of legal contracting age. Credit approval, Annual Percentage Rate (APR), and credit terms are based on our review of each applicant's application information and credit report. You understand we collect your individual income information to determine your individual ability to...